Is there a residency requirement for program participation?
The NCTHFC programs do not require a buyer to have lived in Texas for a certain period of time; however, the home to be purchased must be located in the Eligible Loan Area and used as the primary residence of the home buyer.

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1. Who is eligible for NCTHFC programs?
2. What is NCTHFC's Eligible Loan Area?
3. Is there a residency requirement for program participation?
4. What is the definition of a first time home buyer?
5. What is meant by primary, or principal, residence?
6. I've heard that only homes in economically distressed areas qualify under these programs. Is that true?
7. How do I apply for a mortgage loan under the programs?
8. Can I buy a second home using this financing?
9. In the event I sell the home, do I have to pay back any portion of the grant?